Saturday, October 19, 2013

Recycling my childrens generation

Recycling and Today's Teens

Recycling has been around longer than any of today's young teens have been alive and maybe that's why recycling has never been a question for them as to whether or not they should recycle but has always been more of a "How else can we help when recycling," kind of thought process. My own generation, having grown up in the 70's has a different mind-set. In fact, I have to remind myself the reasons we recycle, when to recycle and how to keep my family and household up-to-date and aware of the reasons to recycle.

This new, younger generation, is an impressive one, to me. They seem to be aware of humanity on a global level. Lessons they've been taught in school on a consistent basis have always had a common theme; take care of the Earth or we may lose it. They are keenly aware of how wasteful prior generations have been and seem to be of one mind when it comes to solving those problems.

When we recycle we are taking a step away from ourselves and begin to think about the Earth as a whole. It has become obvious to us that by recycling our waste we are going to be leaving less waste for future generations to have to deal with and we are taking an active step in keeping the planet 'around' for a longer period of time.

Today's teens have inspired me by their dedication to helping others who have less than they do and how wasting any commodity or resource we may have, the idea of wasting it is simply not an option. They are forever coming up with new ways to reduce production of an item or they are constantly thinking up ways in which the item can be reused; they do this without needing to "think" about it, it's the only way of life they've known.

There is an organization that has taken something many of us take for granted and figured out a way to pass on to those who are unable - to feel a little normal. Locks of Love takes hair donated by people and has that hair made into wigs for people who have had their hair fall out due to chemotherapy treatments or as the result of another disease or condition. How brilliant to think of those of us who grow our hair without thought or effort, to be able to have the privellige of helping another! It's beautiful to me, how this new generation is always thinking about how they can help others.
There are two teens that I know of who took this idea of growing their hair in order to donate it, and dedicated this past summer to doing just that; and the week before school opened in September, sat together and had their hair cuts. What is remarkable about these two teens is that only one is a girl, the other, a young man knew there was a need for other boys his age to have wigs made for them and took on the challenge valiantly. Boys don't have to have their hair quite as long in order to donate it, but it does have to be grown-out. My awe at teens like these two from town, who at such a volatile age, where self-image is so very fragile, would step out of their comfort zones of following the crowd, in order to do grow their hair long enough for it to be recycled and reused by others, is overwhelming. By stepping out of those comfort zones they leave themselves in a vulnerable situation, where they can become the targets for some of the ridicule that goes on in Middle school; and yet they still do it.

Maybe they are less likely to go against the idea of recycling because of the timing of their birthdates; it's just refreshing to know that the idea of recycling is strong in this up coming generation and if we continue to foster that innate responsibility in them, we may just keep this planet around a little longer.


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Reduce worker leg back pain with anti fatigue mats

Reduce Worker Leg & Back Pain With Anti Fatigue Mats

Do you know the largest cause of physician visits in the United States?

The flu? The Common cold? No, the largest cause of physician visits is lower back pain, apart from headaches.

Lower back pain can be quite a drag, especially since its usually accompaniend by dreadful foot & leg pain. A major cause of foot, leg, & back pain is harsh and demanding work environments, where a worker can stand on an extremely hard surface for prolonged time frames.

Working on hard su...

floor mats, commercial mats, safety mats, anti fatigue mats, antifatigue mats

Do you know the largest cause of physician visits in the United States?

The flu? The Common cold? No, the largest cause of physician visits is lower back pain, apart from headaches.

Lower back pain can be quite a drag, especially since its usually accompaniend by dreadful foot & leg pain. A major cause of foot, leg, & back pain is harsh and demanding work environments, where a worker can stand on an extremely hard surface for prolonged time frames.

Working on hard surfaces can cause severe fatigue, which is when the muscles are constricted and blood flow is reduced. In this state, the heart works a lot harder to pump blood through the troubled areas, and the body runs out of energy. The negative effects are pain and exhaustion.

One solution to this ever-growing problem is to use anti fatigue mats in the workplace, especially in areas where a lot of standing labor is performed. Apart from cushioning, anti fatigue mats provide a gentle "rebound" which encourages subtle movement of leg and calf


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Rabbits; an exotic animal that could benefit from health insurance that insures pet medical needs

Rabbits; an Exotic Animal that Could Benefit from Health Insurance that Insures Pet Medical Needs

Many pet owners enjoy the company and companionship of having a pet rabbit in the house. People are attracted to the idea of house rabbits because rabbits are not only playful and fun to watch they are also very social. Rabbits tend to appeal to people who like the size and feel of cats but are put off by the aloof manners cats sometimes display, most rabbits, if handled properly, are friendly all the time. Rabbit owners need to be aware that because rabbits are so social they need to spend allot of time each and every day playing with their pet rabbit. Rabbits that do not get enough attention can become depressed. Like cats pet rabbits are low maintenance and are easily litter box trained. Rabbits chew on everything, the best way to spare your furniture is to give your pet rabbit lots and lots of chewy toys. Rabbits and young children are not a very good combination, kids habit of grabbing and running around makes rabbits nervous and they can start biting, and rabbit bites hurt. If you decide to keep you

Rabbits need to be taken to the veterinarian on a regular schedule for routine vaccinations and check ups. Rabbit owners who keep their rabbits in the house recommend spaying and neutering your rabbit. Pet rabbits are not known for their willingness to take medications. If you have to give your pet rabbit liquid mediation you will need to use a syringe (just the syringe not the needle) or an eye dropper. I prefer syringes because it is easier to measure the proper dosage of medication. Holding the rabbits head and neck with one hand slide the syringe into the rabbits mouth behind the teeth, Check to make sure that the tip of the syringe isn't stuck out the other side of the mouth, point the tip of the syringe towards the rabbits throat. Depress the syringes plunger.

If your vet prescribes a medication for your rabbit that is in a pill or tablet form you are going to have to crush up the pill. Once you have crushed the pill into a powder mix it with a little bit of flavored Sustacal or Ensure until you have a watery paste. Use a syringe to administer the paste like a liquid medication.
It only takes being bitten by one mosquito for a rabbit to become infected with a severe viral disease call Myxomatosis. Most rabbits die just a few short hours after contracting the disease. The only way to treat Myxomatosis is to vaccinate your pet rabbit before it ever comes into contact with Myxomatosis. Rabbits should be vaccinated when they are six weeks old. Do not give a pregnant rabbit the vaccination; wait until her babies are born. Rabbits are still at risk for Myxomatosis for fourteen days after being vaccinated. Your pet rabbit will need booster shots.
Health problems commonly associated with rabbits are uncontrolled bleeding when injured, blood in the urine, broken bones, breathing problems, falling body temperature, and severe diarrhea. If you would like to purchase an insurance plan to help cover the cost of veterinary expenses for your pet rabbit you will probably have to look for an exotic animal policy offer by a pet health insurance company.


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Monday, October 7, 2013

5 Great Reasons To Refinance

There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don't always allow us to meet our financial goals. Today, even reducing your mortgage interest rate a little can save you big over the life of your home loan. Take a look below at 5 great reasons to refinance.

 1. Lower Your Monthly Payment
 If you plan to live in your home for a few years, it may make sense to pay a point or two to decrease your interest rate and overall payment. Over the long run, you will have paid for the cost of the mortgage refinance with the monthly savings. On the other hand, if you plan on moving in the near future, you may not be in your home long enough to recover the refinancing costs. Calculating the break-even point before you decide to refinance can help determine whether it makes sense.

 2. Switch From an Adjustable Rate to a Fixed Rate Mortgage
 Adjustable rate mortgages (ARMs) can provide lower initial monthly payments for those who are willing to risk upward market adjustments. They're also ideal if you don't plan to own your property for more than a few years. However, if you have made your house a permanent home, you may want to swap your adjustable rate for a 15-, 20- or 30-year fixed rate mortgage. Your interest may be higher than with an ARM, but you have the confidence of knowing what your payment will be every month for the rest of your loan term.

 3. Escape Balloon Payment Programs
 Like adjustable rate mortgage programs, balloon programs are great when you want lower rates and lower initial monthly payments. However, if you still own the property at the end of the fixed rate term (usually 5 or 7 years), the entire balance of your mortgage is due to the lender. If you are in a balloon program, you can easily switch over into a new adjustable rate mortgage or fixed rate mortgage.

 4. Remove Private Mortgage Insurance (PMI)
 Zero or Low down payment options allow homeowners to purchase homes with less than 20% down. Unfortunately, they also usually require private mortgage insurance, which is designed to protect the lender from loan default. As the value of your home increases and the balance on your home decreases, you may be eligible to remove your PMI with a mortgage refinance loan.

 5. Cash In on Your Home's Equity
 Your home is a great resource for extra cash. Like most homes, yours has probably increased in value, and that gives you the ability to take some of that cash and put it to good use. Pay off credit cards, make home improvements, pay tuition, replace your current car, or even take a long-overdue vacation. With a cash-out mortgage refinance transaction, it's easy. And it's even tax deductible.